Looking For A Home
One of our most popular options is available through Citywide Mortgage. Ideal Homes will pay all of your closing costs and at closing, reimburse you your out of pocket expenses for your credit report and appraisal.
There is a variety of loan lock options available allowing you to lock your rate. You, your loan officer and your Construction Coordinator will coordinate this process so that everyone involved knows what your interest rate is and when it expires.
Specially created by Citywide Mortgage for Ideal Homes customers, a Certificate of Deposit is opened for you with an enhanced interest rate of .25 of a percent above the current market. Then a structured pay schedule is set up to help you achieve your down payment.


